Vandalism to rental properties can be a pretty common occurrence as a property manager. Oftentimes, tenants that you assumed would take good care of a house or apartment end up causing significant damage and leaving you to clean up the mess. The first thing that you should do if serious vandalism is found is to contact your insurance company as soon as possible and file a claim. Along with reporting the loss, you should also document everything that was damaged, stolen, or lost as detailed as you can. Sometimes insurance companies will equate a legitimate vandalism claim as just normal “wear and tear” in order to lessen the insurance payout or deny it altogether. If you are having issues proving vandalism to your insurance provider it is important to contact a public adjuster to fight on your behalf.
Filing Insurance Claims for Vandalism